Key Personnel
Ralph Lindeyer - Chairman
Ralph formed CCL London in 1988. Ralph’s goal was to create the financial services industry’s first very own specialist compliance consultancy.
Among Ralph’s clients are brokers and dealers in commodities, securities and derivatives. He also looks after a large number of global hedge fund clients.
Ralph’s particular specialism is back office administration, including systems and financial reporting. He combines this with first-class experience in regulatory investigations and disciplinary proceedings.
Ralph is also former chair of the Association of Professional Compliance Consultants (APCC).
He qualified as a Chartered Accountant in 1970, and before CCL worked in Finance Director roles for financial services companies. He also established his own private Chartered Accountancy practice in 1984, with a focus on regulatory concerns.
Ralph now brings his experience to Dubai to help firms setting up in the Emirate meet their compliance requirements.
Christopher Hobbs - Director
Christopher Hobbs has held senior compliance and anti-money laundering positions in a number of US and European financial services institutions including Lehman Brothers, Smith Barney, ING Barings and Danske Bank.
With an accountancy background and more than 20 years’ experience in investment banking, securities, derivatives, corporate banking and asset management, Christopher has an excellent understanding of the issues facing financial services firms and provides expert technical advice and effective implementation strategies across a broad range of regulatory compliance issues. He has engaged closely, and enjoys an excellent reputation, with regulators, exchanges and law enforcement agencies.
Clare Curtis - Director
Clare Curtis has been in the Financial Services industry since 1996. She has held the role of registered Compliance Officer, MLRO and Data Protection Officer for firms in the investment banking and private equity sectors as well as being employed by the London Stock Exchange ("LSE") monitoring the market for abuses and assisting member firms with ongoing Compliance with LSE rules.
During 2006 and 2007 Clare worked for the Dubai Mercantile Exchange ("DME") as Director of Membership Surveillance and was instrumental in setting up the DME's membership department including advising potential members on applications and Dubai regulations as well as helping to establish the DME's surveillance procedures. Clare joined CCL's Dubai office in October 2007.
Clare is a Member of the Securities Institute in the UK and holds a LLB Hons Law degree from Kings College London.
Lisa Kelaart-Courtney - Technical Advisor
From April 2004 to September 2007, Lisa held the post of Associate Director in Supervision with the Dubai Financial Services Authority (DFSA), the independent regulator of financial services for the Dubai International Financial Centre.
Lisa’s primary role was to provide effective supervision to the regulated community of the DIFC and had the specific responsibility for the supervision of banking entities and insurance firms, intermediaries and managers and participated in the creation, drafting and revision of a number of rules and regulations. Further, she was the sole DFSA representative to the International Association of Insurance Supervisors (IAIS), holding membership positions on the Technical Committee, Insurance Fraud, Financial Conglomerates and Reinsurance Subcommittees and was a contributing author drafting IAIS guidance papers on money laundering, abuse of insurers, regulation of captive insurance and the like.
Lisa participates as an Advisor with the International Monetary Fund (IMF) on a variety of financial services missions and is a Financial Services Voluntary Corps (FSVC) expert volunteer panel member.
Prior to joining the DFSA in early 2004, Lisa held the position of Director of Financial Services Ratings with Standard & Poor’s, based in Singapore and previous to this has held senior technical positions with insurance companies both in Singapore and Australia.
Katrina Bradley - Senior Consultant
Katrina has been in the financial services industry since 1995 and has a wealth of experience in the regulation and development of financial markets.
Prior to joining CCL she worked with the Dubai Financial Services Authority (“DFSA’) where she assisted with the review of the Nasdaq Dubai (formerly known as the Dubai International Financial Exchange) application to become authorised. She went onto advise on and apply a number of DFSA rulebooks.
Before joining the DFSA, Katrina spent five years working with the London Stock Exchange (“LSE?) where she worked in a number of key regulatory areas including; the UK Listing Authority (now part of the UK Financial Services Authority), the Investigations Unit and the Regulatory Development Unit. She also held senior business development roles at the LSE and a corporate finance boutique in Paris.
She holds a first class honours degree in Economics and is a member of the Securities & Investment Institute (SII).
Tash Balipursad - Senior Consultant
Tash, began her compliance career in 2004 at Melville Douglas Investment Management (Pty) Ltd, a wholly owned subsidiary of the Standard Bank of South Africa Ltd and a niche discretionary asset management firm that manages portfolios of ultra high net worth individuals and small pension funds.
Some of her key areas of focus included drafting and implementing the firm’s Personal Account Dealing Policies, ensuring compliance with Prudential Investment Guidelines for pension funds, compliance with the Financial Advisory & Intermediary Services Act and the due diligence project of the firm’s UHNI’s. Shortly thereafter, she joined the compliance function of Standard Private Bank (now Private Client Services), a division of Standard Bank, the largest banking group in Africa by market capitalisation. Her role encompassed providing compliance advisory services, ensuring compliance with the regulatory requirements of the Financial Services Board (FSB), the Financial Intelligence Centre (FIC), etc and compliance oversight of Melville Douglas, the Private Bank including the Wealth Management and Offshore Services divisions across South Africa. Prior to joining CCL in 2008, she held a senior role within the compliance function at the Bank. |
During her tenure in compliance, Tash has undertaken many compliance, governance and risk related courses including the CISA/ UJHB Programme in Compliance Management. Her previous roles have gained her valuable experience in Corporate Governance, global Anti-Money Laundering standards and compliance in the financial services industry. Tash is a member of the Securities & Investment Institute (SII).
David Cafferty - Senior Consultant
David Cafferty has over 20 years’ experience in the fields of corporate governance, financial crime, compliance, anti-money laundering and accounting. A UK police-trained financial investigator and fraud examiner, he is also a Chartered Management Accountant and a Certified Fraud Examiner.
David is a member of the Chartered Institute of Management Accountant’s (CIMA) Technical Advisory Group (specialising in financial crime and money laundering); a member of the UK Consultative Committee of Accounting Bodies (CCAB) Money Laundering Working Group; a member of the Institute of Money Laundering Prevention Officers; a member of the Association of Certified Fraud Examiners; and a member of the UK Fraud Advisory Panel. He is also a member of the European Corporate Governance Institute, a member of Hawkamah – the Institute of Corporate Governance, and is registered as an “expert” with the Abu Dhabi Chamber of Commerce and Industry.
His professional activities include 5 years with the third largest Fraud squad in the UK and a number of years acting as a trainer, investigator and consultant in the fields of forensic accounting, corporate governance, financial crime, compliance, and anti-money laundering.
Specialist assignments include criminal cases of serious or complicated frauds, major money laundering and asset recovery inquiries.