Key Personnel
Ralph Lindeyer - Chairman
Ralph formed CCL London in 1988. Ralph’s goal was to create the financial services industry’s first very own specialist compliance consultancy.
Among Ralph’s clients are brokers and dealers in commodities, securities and derivatives. He also looks after a large number of global hedge fund clients.
Ralph’s particular specialism is back office administration, including systems and financial reporting. He combines this with first-class experience in regulatory investigations and disciplinary proceedings.
Ralph is also former chair of the Association of Professional Compliance Consultants (APCC).
He qualified as a Chartered Accountant in 1970, and before CCL worked in Finance Director roles for financial services companies. He also established his own private Chartered Accountancy practice in 1984, with a focus on regulatory concerns.
Ralph now brings his experience to Dubai to help firms setting up in the Emirate meet their compliance requirements.
Christopher Hobbs - Director
Christopher Hobbs has held senior compliance and anti-money laundering positions in a number of US and European financial services institutions including Lehman Brothers, Smith Barney, ING Barings and Danske Bank.
With an accountancy background and more than 20 years’ experience in investment banking, securities, derivatives, corporate banking and asset management, Christopher has an excellent understanding of the issues facing financial services firms and provides expert technical advice and effective implementation strategies across a broad range of regulatory compliance issues. He has engaged closely, and enjoys an excellent reputation, with regulators, exchanges and law enforcement agencies.
Clare Curtis - Director
Clare Curtis has been in the Financial Services industry since 1996. She has held the role of registered Compliance Officer, MLRO and Data Protection Officer for firms in the investment banking and private equity sectors as well as being employed by the London Stock Exchange ("LSE") monitoring the market for abuses and assisting member firms with ongoing Compliance with LSE rules.
During 2006 and 2007 Clare worked for the Dubai Mercantile Exchange ("DME") as Director of Membership Surveillance and was instrumental in setting up the DME's membership department including advising potential members on applications and Dubai regulations as well as helping to establish the DME's surveillance procedures. Clare joined CCL's Dubai office in October 2007.
Clare is a Member of the Securities Institute in the UK and holds a LLB Hons Law degree from Kings College London.
Nigel Pasea - Director
Nigel Pasea brings to the firm over 30 years experience as an advisor, regulator and practitioner specialising in compliance and corporate governance in the financial services industry.
Nigel joined CCL from UBS where he was the Chief Operating Officer of the MENA region since 2006 and responsible, inter alia, for the setting up of the firm’s offices in Dubai, Saudi Arabia and Qatar and the development of the firm’s compliance and control infrastructure. Prior to moving to Dubai, Nigel was the Head of Compliance for UBS Investment Bank in Switzerland and Deputy Head of Compliance for the EMEA Region. Prior to UBS Nigel was the European Head of Compliance at Bear Stearns International and the Global Head of Compliance and COO of General Re Financial Products.
In addition Nigel worked for 6 years at the UK regulator, the Securities and Investments Board (now the Financial Services Authority) as Head of the regulator’s Authorisation and Compliance Department. Nigel started his career at Deloitte and Touche where he spent 8 years, qualifying as a Chartered Accountant in 1982.
Nigel’s experience covers investment banking and capital markets, wealth management and asset management, and the nature of his previous roles has meant that he has worked in all major financial centres in across Europe, Asia and the Middle East.
Tash Balipursad - Senior Consultant
Tash, began her compliance career in 2004 at Melville Douglas Investment Management (Pty) Ltd, a wholly owned subsidiary of the Standard Bank of South Africa Ltd and a niche discretionary asset management firm that manages portfolios of ultra high net worth individuals and small pension funds.
Some of her key areas of focus included drafting and implementing the firm’s Personal Account Dealing Policies, ensuring compliance with Prudential Investment Guidelines for pension funds, compliance with the Financial Advisory & Intermediary Services Act and the due diligence project of the firm’s UHNI’s. Shortly thereafter, she joined the compliance function of Standard Private Bank (now Private Client Services), a division of Standard Bank, the largest banking group in Africa by market capitalisation. Her role encompassed providing compliance advisory services, ensuring compliance with the regulatory requirements of the Financial Services Board (FSB), the Financial Intelligence Centre (FIC), etc and compliance oversight of Melville Douglas, the Private Bank including the Wealth Management and Offshore Services divisions across South Africa. Prior to joining CCL in 2008, she held a senior role within the compliance function at the Bank. |
During her tenure in compliance, Tash has undertaken many compliance, governance and risk related courses including the CISA/ UJHB Programme in Compliance Management. Her previous roles have gained her valuable experience in Corporate Governance, global Anti-Money Laundering standards and compliance in the financial services industry. Tash is a member of the Securities & Investment Institute (SII).
Troy Bulford - Consultant
Troy began her compliance career at Standard Chartered Bank Dubai in 2005, where she was responsible for compliance risk monitoring for Retail and Wholesale banking. She participated in working groups for a number of key International Banking initiatives, including an evaluation to ensure that products met the FSA requirements for Treating Customers Fairly, and the development of country guidelines for the sale and marketing of products cross border.
As Head of Compliance for Standard Chartered Private Bank Troy was responsible for revising and enhancing Group Codes and Standards, forms and client documentation to comply with the legal and regulatory requirements of the DIFC and DFSA, as well as establishing systems and controls for ensuring that the bank was complicit with all Regulations relating to servicing clients previously banked onshore in Dubai.
In 2007 Troy joined Nakheel as Head of Compliance for its Fund Management initiative in the DIFC. She supported the CFO and provided advice on the preparation of the regulatory business plan, assessed and drafted an appropriate corporate governance and compliance framework for the fund manager and provided local advice on listing compliance for the fund products themselves. Later Troy joined Nakheel’s Legal team where she gained valuable experience in local law-making and development of enforceable local regulations. Troy is admitted as an attorney of the High Court of South Africa.
Lewis Knell - Consultant
Lewis Knell is a compliance and anti-money laundering specialist in the retail brokerage sector with over 5 years’ industry experience gained in London and Dubai.
Whilst employed as a Compliance Officer for a listed brokerage firm in London Lewis was responsible for monitoring equity and derivative trading, handling complaints and debtor issues and acting as a compliance advisor to the business.
Since arriving in Dubai in 2008 Lewis has been employed as a Senior Compliance Analyst for a DFSA authorized firm specializing in retail equities and options. In this role Lewis was responsible for writing, implementing and developing departmental policies and procedures, regulatory interpretation and analysis and managing day to day compliance across the business.
Lewis holds a degree in Business Management awarded by Nottingham Trent University.
Polly Jackson - Consultant
Before moving to Dubai in 2006 Polly worked for over eight years in London for major financial institutions including Barclays Capital and BNP Paribas.
Polly has held senior compliance roles within asset management, private wealth management, derivatives and corporate banking and has also acted as Company Secretary for a number of firms.
Polly builds effective compliance structures and provides authoritative advice whilst retaining strong commercial awareness.
A Certified Anti Money Laundering Specialist and member of the Association of Certified Fraud Examiners, Polly has a special interest in the prevention of financial crime and has undertaken several specialised investigations.
Polly is an experienced business linguist and translator and holds a Joint Honours degree in French and German with Business Studies.